Consider existing commitment transaction feerate when bumping

Consider existing commitment transaction feerate when bumping

With anchors, we've yet to change the frequency or aggressiveness of
feerate updates, so it's likely that commitment transactions have a
good enough feerate to confirm on its own. In any case, when producing a
child anchor transaction, we should already take into account the fees
paid by the commitment transaction itself, allowing the user to save
some satoshis. Unfortunately, in its current form, this will still
result in overpaying by a small margin at the expense of making the coin
selection API more complex.