Allow claiming a payment if a channel with an HTLC has closed

Allow claiming a payment if a channel with an HTLC has closed

Previously, LDK would refuse to claim a payment if a channel on
which the payment was received had been closed between when the
HTLC was received and when we went to claim it. This makes sense in
the payment case - why pay an on-chain fee to claim the HTLC when
presumably the sender may retry later. Long ago it also reduced
total code in the claim pipeline.

However, this doesn't make sense if you're trying to do an atomic
swap or some other protocol that requires atomicity with some other
action - if your money got claimed elsewhere you need to be able to
claim the HTLC in lightning no matter what. Further, this is an
over-optimization - there should be a very, very low likelihood
that a channel closes between when we receive the last HTLC for a
payment and the user goes to claim the payment. Since we now have
code to handle this anyway we should allow it.

Fixes #2017.