Reload pending payments from ChannelMonitor HTLC data on reload
If we go to send a payment, add the HTLC(s) to the channel(s),
commit the ChannelMonitor updates to disk, and then crash, we'll
come back up with no pending payments but HTLC(s) ready to be
claim/failed.
This makes it rather impractical to write a payment sender/retryer,
as you cannot guarantee atomicity - you cannot guarantee you'll
have retry data persisted even if the HTLC(s) are actually pending.
Because ChannelMonitors are *the* atomically-persisted data in LDK,
we lean on their current HTLC data to figure out what HTLC(s) are a
part of an outbound payment, rebuilding the pending payments list
on reload.