Refactor: move channel checks for HTLC adds into Channel

Refactor: move channel checks for HTLC adds into Channel

This also includes adding a closure that creates a new pending HTLC status
as a parameter for Channel's update_add_htlc. This will later be useful
when we add the check for fee spike buffer violations, which will also result
in changing an HTLC's pending status to failing.

Co-authored-by: Jeffrey Czyz <jkczyz@gmail.com>
Co-authored-by: Valentine Wallace <vwallace@protonmail.com>