Add util fn for creating a Transaction from spendable outputs

Add util fn for creating a Transaction from spendable outputs

This adds a utility method, `KeysManager::spend_spendable_outputs`,
which constructs a Transaction from a given set of
`SpendableOutputDescriptor`s, deriving relevant keys as needed.

It also adds methods which can sign individual inputs where
channel-specific key derivation is required to
`InMemoryChannelKeys`, making it easy to sign transaction inputs
when a custom `KeysInterface` is used with `InMemoryChannelKeys`.