Clean up `compute_fees` and add a saturating variant

Clean up `compute_fees` and add a saturating variant

Often when we call `compute_fees` we really just want it to
saturate and we deal with `u64::max_value` later. In that case,
we're much better off doing the saturating in the `compute_fees` as
it can use CMOVs rather than branching at each step and then
`unwrap_or`ing at the callsite.