Simplify `Instant` mocking in outbound payments

Simplify `Instant` mocking in outbound payments

To handle `std` and `no-std` concepts of time in scoring, we'd
originally written a generic `Time` trait which we could use to
fetch the current time, observe real (not wall-clock) elapsed time,
and serialize the time.

Eventually, scoring stopped using this `Time` trait but outbound
payment retry expiry started using it instead to mock time in
tests.

Since scoring no longer uses the full features which required the
`Time` trait, we can substantially simplify by just having the
mocking option.