Move UTXO-lookup into pub utility function from RoutingMsgHandler

Move UTXO-lookup into pub utility function from RoutingMsgHandler

This makes the public utility methods in `NetworkGraph` able to do
UTXO lookups ala `NetworkMsgHandler`'s `RoutingMessageHandler`
implementation, slightly simplifying the public interface.

We also take this opportunity to verify signatures before calling
out to UTXO lookups, under the "do actions in order of
cheapest-to-most-expensive to reduce DoS surface" principle.