Explicitly support counterparty setting 0 channel reserve

Explicitly support counterparty setting 0 channel reserve

A peer providing a channel_reserve_satoshis of 0 (or less than our
dust limit) is insecure, but only for them. Because some LSPs do it
with some level of trust of the clients (for a substantial UX
improvement), we explicitly allow it. Because its unlikely to
happen often in normal testing, we test it explicitly here.