This replaces `final_expiry_too_soon` with
`incorrect_or_unknown_payment` as was done in
https://github.com/lightning/bolts/pull/608. Note that the
rationale for this (that it may expose whether you are the final
recipient for the payment or not) does not currently apply to us -
we don't apply different final CLTV values to different payments.
However, we might in the future, and this will make us slightly
more consistent with other nodes.